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Saturday, July 13, 2013

Congress: Pass Comprehensive Student Debt Reform NOW!

Sign This Petition Today!

Petition Statement:
With approximately 39 million Americans now drowning in more than $1.1 TRILLION of outstanding student loan debt, we, the undersigned, respectfully request that Congress immediately take up Comprehensive Student Debt Reform. Such reform must address two separate, but inextricably intertwined, issues: the existing $1.1 trillion in student debt and the skyrocketing costs of college tuition.

Petition Background:

Comprehensive student loan reform would free up hundreds of millions of dollars currently being used to service debt, to be spent on ailing sectors of the economy, providing a real jump-start to economic growth and prosperity. Such reforms would put the American Dream back in reach for millions of Americans, unleashing a new era of entrepreneurship, investment and innovation for all. The question is not whether we can afford to make such reforms, but whether we can afford not to.

At a time when the big banks can borrow from the federal government at near-zero percent interest rates, what sense does it make to force students to borrow exorbitant sums of money at outrageously high interest rates, just to obtain an education? If we, as a society, deem it so necessary to invest in the big banks with such sweetheart deals, why do we find it so difficult to find the political will to invest in our own people?

Among the reforms that we, the undersigned, believe should be implemented include, but are not limited to:

* Restoration of basic consumer protections, such as bankruptcy rights and statutes of limitations on the collections of student loan debt;
* The right to refinance student loans so as to allow borrowers to take advantage of historically low interest rates;
* Elimination of the $2,500 cap on the deductibility of student loan interest paid;
* Elimination of the practice of interest capitalization on student loan debt;
* The ability to consolidate private student loans with federal loans; and
* Making all federal and private student loans eligible for income-driven repayment programs, such as Pay As You Earn, that limits payments to ten percent of income and provides forgiveness after 20 years;

There is no shortage of good ideas, but a serious shortage of political will to address this ever-growing crisis. Along with any additional legislation that may be required, we, the undersigned, demand hearings and action on the following pending bills:

* The Student Loan Fairness Act (H.R. 1330) - Rep. Bass
* The Private Student Loan Bankruptcy Fairness Act (H.R. 532) - Rep. Cohen
* The Student Loan Affordability Act (S. 707) - Sen. Reed
* The Student Loan Default Prevention Act (H.R. 618) - Rep. Michaud
* The Know Before You Owe Private Student Loan Act (S. 113) - Sen. Durbin
* The Student Loan Employment Benefits Act (H.R. 395) - Rep. Israel
* The Student Loan Interest Deduction Act (H.R. 1527) - Rep. Rangel
* Responsible Student Loan Solutions Act (S. 909/H.R. 1946) - Sen. Reed/Rep. Tierney
* The Student Loan Relief Act (S. 953) - Sen. Reed
* The Federal Student Loan Refinancing Act (S. 1066) - Sen. Gillibrand
* Refinancing Education Funding to Invest for the Future Act (S.1266 ) - Sen. Brown
* Proprietary Institution of Higher Education Accountability Act (H.R.1928) – Rep. DeLauro
* Smarter Borrowing Act (S. 546) - Sen. Harkin
* Fairness for Struggling Students Act of 2013 (S. 114) – Sen. Durbin
* Bank on Students Loan Fairness Act (S. 897/ H.R. 1979) – Sen. Warren/ Rep. Tierney
* Students First Act of 2013 (S. 406) – Sen. Lautenberg

Click the link and Sign This Petition Today!

The Principle of "Least Action"

The Priciple of "Least Action" governs everything in physics from the path of a planet to the path of a pulse of light. Least Action is the minimum of energy, multiplied by the minimum of time. Therefore, in moving from your present state to the state desired, you must use the minimum of energy and take the shortest possible time.                            ~Neville Goddard

This is why when some say to me "Are you going to....?", "You should....", "Why don't you...", I most always say, "I'm not sure yet. I'm waiting for it to line up.", which means, when it feels good, when it's easy, when I am compelled, etc. In other words, the path of least resistance; meditation in motion. 

Friday, July 12, 2013

♪ You've got the cutest little baby face... ♪

"I'm in love with a beautiful girl... "

Christine Patricia Giannakopoulos, born Friday, 7/12/13 at 6:40 am 8 lbs. 8 oz.!

Congratulations Kate and Eli!

Happy Birthday Chrissa (Flower)!

You are all loved so much!

Quotes and health tip of the day... 7/12/13

Don't let those 
who aren't in tune with you, 
distract you from those who are.
     ~ Mike Dooley

I will not let anyone 
walk through my mind 
with their dirty feet. 
     ~ Mahatma Gandhi 

Love everybody 
but never sell your sword.
     ~ Paulo Coelho

Health Tip: Heal Yourself!
15 Article Series - Day 13

Thursday, July 11, 2013

Restore Full Vision!

Because creation is finished, what you desire already exists. It is excluded from view because you can see only the contents of your own consciousness.

It is the function of an assumption to call back the excluded view and restore full vision. It is not the world, but your assumptions that change.

An assumption brings the invisible into sight. It is nothing more nor less than seeing with the eye of God, i.e., imagination.

The Power Of Awareness
Copyright © 1952 by Neville
Revised Edition Copyright © 1992 by Victoria Goddard

Quotes and health tip of the day... 7/11/13

Everyone has at least 
one positive attribute, 
which is visible to those 
with open minds and hearts.
     ~ Doreen Virtue

Our similarities bring us 
to a common ground; 
Our differences allow us 
to be fascinated by each other. 
     ~ Tom Robbins

Those who are patient in adversity 
and forgive wrongs, 
are the doers of excellence.
     ~ Prophet Muhammad 

Health Tip: Heal Yourself!
15 Article Series - Day 12

Wednesday, July 10, 2013

♪ Good, good, good, good vibrations...♪

"I notice when, if with only the slightest of effort in redirecting the will I soften my heart and dedicate a good-wish thought, a wave of love, to you and all 7+billion of our fellow humans, it elicits a more wholesome, well-rounded, confident feeling within, and things appear to go more my way subsequently.

So doing magic for others is an important trigger for the magic in your own life and in any case is reward in itself because it makes you feel good. And it does seem to work in the same way the Native American prayers for others do."
                        ~ Stephen Russell, The Barefoot Doctor

There is a reason why good intentions for others benefits you also. We are one energy, and good intentions have a higher vibration. The simple act of sending good intentions raises your vibration, as well as the effect of raising the vibration of the whole. You are doubly lifted. 

Quotes and health tip of the day... 7/10/13

To be upset over 
what you don't have 
is to waste what you do have. 
     ~ Ken S. Keyes Jr.

Anyone bored these days 
is not paying attention. 
     ~ Bill Copeland

Abundance is not about 
how much money you have, 
it's about how much 
you are enjoying your life. 
     ~ Summer Pierre

Health Tip: Heal Yourself! 
15 Article Series - Day 11

Tuesday, July 9, 2013

Quotes and health tip of the day... 7/9/13

We ought always to try
to influence others for good.
~ L. M. Montgomery

You were never poor as long
as you had something to love.
     ~ L. M. Montgomery

'Dear old world', she murmured,
'you are very lovely,
and I am glad to be alive in you.
     ~ L. M. Montgomery

Health Tip:
Heal Yourself!
15 Article Series - Day 10

Monday, July 8, 2013

Quotes and health tip of the day... 7/8/13

Health problems? Stress problems...

"...the body is brilliantly equipped with natural self-repair mechanisms that reduce inflammation, alleviate pain, fix broken proteins, kill the stray cancer cells we make every day, fight infection, and prevent major disease. But those natural self-repair mechanisms only work when the body is not flooded with stress hormones like cortisol and epinephrine." ~excerpted,

Making peace with where you are 
is the first step in allowing change. 
Ask, "What should I do now?" and listen. 
Things will begin to flow.
     ~ Angie Ducharme

The activities you participate in, 
in which time stands still, 
are the magic avenues 
to genuine revelations and healing.
     ~ Angie Ducharme

Health Tip: Heal Yourself!
15 Article Series - Day 9

Sunday, July 7, 2013

Whence comes genius?

The activities you participate in, in which time stands still, are the magic avenues to genuine revelations.  
                                           ~ Angie DuCharme

"For Einstein, insight did not come from logic or mathematics. It came, as it does for artists, from intuition and inspiration. As he told one friend, 'When I examine myself and my methods of thought, I come close to the conclusion that the gift of imagination has meant more to me than any talent for absorbing absolute knowledge.' Elaborating, he added, 'All great achievements of science must start from intuitive knowledge. I believe in intuition and inspiration.... At times I feel certain I am right while not knowing the reason.' Thus, his famous statement that, for creative work in science, "Imagination is more important than knowledge" (Calaprice, 2000, 22, 287, 10).